There are countless reasons why our service is better than the rest. Tap below to learn about what makes WISE different.
Stated Income Loans
Purchase, Refi or Cash Out
Stated Income Loans
- FICO 700+
- LTV 60% ~ 65%
- Purchase, Refi or Cash Out
- Property in Major Cities
- File at least two years of tax
- Interest Rate 4.5% ~ 5.5% 5/1 ARM 30 Yr
No FICO Loans
No credit score is required
No FICO Loans
- No min FICO
- Max LTV 70%
- Avg 7 business days closing
- No prepayment penalty
- Multi collateral accepted
- 9.5% ~ 12.99% I.O.
Retirement Funding
Turn 401K to business loan
Retirement Funding
- Turn your retirement into business funding
- No Tax
- No Interest
- No payment
- Work with all retirement account
- Fund in 15 days
SBA/USDA
Real Estate & Non Real Estate
SBA
- Refi, Purchase, Inventory, etc
- 90% LTC
- 10 to 25 Year
- Prime + 2%
- Funding 30 to 60 days
Renewable Energy Funding
Solar, wind and other renewable energy funding
Renewable Energy
- PPA for 20 years
- Up to 100% financing
- Municipal Program
- Capital Lease
- Operating Lease
Residential Portfolio
5+ Single Family or 2~10 units multi-families
Residential Portfolio
- $500K to $100M
- Up to 75% LTV
- Fixed Rates Starting at 4.5%
- FICO 620+
- Term 5, 7, 10 Years
Other Loans We Offer
Mixed-Used Loans
Our lenders works with projects of all sizes. From single-building storefront to a full complex of housing, stores and office space.
Renewable Energy
WISE has the best funding solution for projects such as solar farms, municipal PPA, such as C-PACE.
Hospitality Loans
From small roadside motels to five-star luxury suites, WISE has been helping borrowers to acquire properties all over the U.S.
Land Loan
Our Capital Partners specializes in land loans, ranging from a few hundred square feet up to large acreage purchases.
Bridge Loans
From a few hundred thousands to hundreds of millions, our partners offer quick-closing for purchase, renovation or investment properties.
Fix n Flip
We have various types of funding that fit different levels of rehab experience and FICO.
Warehouse Loans
From acquiring a new warehouse to working capital for renovations, our borrowers can use our loans for nearly any purpose.
COOP
Properties need to be in major cities
Interest rate: 3.2% to 3.4%
Term: 5 yr ARM
LTV no more than 50%
Must see two years financial statement
Interest rate: 3.2% to 3.4%
Term: 5 yr ARM
LTV no more than 50%
Must see two years financial statement
Equipment Financing
We provide our clients with a variety of equipment financing options including term loans, equipment leasing programs as well as sale and leaseback options.
Medical Factoring
Simply sell your invoices to a lender and receive up to 80% advance.
Inventory Funding
Whether you're a manufacturer, distributor, supplier, or dealer, WISE can help you fund the flow of inventory.
